The recent bomb cyclone that tore through Washington State on November 19 left a trail of destruction, with winds exceeding 100 mph in some areas. Thousands of residents faced widespread power outages, toppled trees, and significant roof damage. As communities begin to recover, homeowners and business owners face a pressing question: Have you addressed the damage to your roof, and have you filed an insurance claim in time?
Neglecting roof repairs or missing insurance claim deadlines can lead to costly consequences, especially as more storms loom on the horizon. Here’s why prompt action is essential—and how to navigate the process effectively.
Understanding the Impact of a Bomb Cyclone Storm on Roofs
A bomb cyclone is a rapidly intensifying storm that creates conditions comparable to a hurricane, including heavy rain, flooding, and hurricane-force winds. These storms can wreak havoc on roofing systems, leading to:
- Shingle Damage: The high winds associated with bomb cyclones can lift or completely tear off shingles, exposing the underlying layers to further harm.
- Gutter Issues: Heavy rain and wind can clog or dislodge gutters, leading to water pooling on your roof or around your home’s foundation.
- Structural Strain: Prolonged exposure to intense winds can loosen fasteners or cause underlying materials to weaken, jeopardizing the roof’s integrity.
- Falling Debris: Trees and other debris can strike the roof, creating punctures or more extensive structural damage.
Homeowners who ignore these issues risk further deterioration, especially with Washington’s wet winter season approaching. That’s why it is vital that bomb cyclone damage is repaired as soon as possible. A compromised roof is an open invitation to leaks and higher repair costs down the road.
Why Insurance Deadlines Matter
Most insurance policies require storm-related claims to be filed within a limited time frame, often 30 to 60 days. Missing this window could mean paying out-of-pocket for repairs that would otherwise be covered. Here are three key reasons why meeting deadlines is critical:
- Avoid Denied Claims: Insurers often reject late claims, even for valid damages. Filing on time ensures your case is heard.
- Prevent Further Damage: Delaying repairs can exacerbate the problem, making it harder to justify coverage for the full extent of damage.
- Stay Financially Secure: Storm damage repairs can be costly. A successful insurance claim can significantly reduce your out-of-pocket expenses.
Steps to Protect Your Roof and File Claims
If your home or business was affected by the bomb cyclone, here’s how to act quickly and effectively:
1. Inspect Your Roof Immediately
Look for visible damage like missing shingles, sagging areas, or water stains inside your home. If it’s safe, perform a quick inspection yourself or hire a professional roofer.
2. Document the Damage
Take clear photos and videos of any visible damage. This documentation will be invaluable for your insurance claim.
3. Schedule an Insurance Coverage Evaluation
Chase Construction NW offers free insurance coverage evaluations. A professional assessment from our roofing experts ensures that all damage—visible and hidden—is accounted for in your insurance claim.
4. Contact Your Insurance Provider
File your claim as soon as possible. Provide detailed descriptions and documentation of the damage to support your case. Our team can also provide guidance throughout the insurance claim process, ensuring that your questions are answered and that you feel confident every step of the way
5. Don’t Delay Repairs
Once your claim is approved, schedule repairs immediately to prevent further issues. Waiting could leave your roof vulnerable to additional weather damage.
Why Choose Chase Construction NW?
Chase Construction NW has decades of experience helping homeowners in Pierce and King Counties recover from storm damage. From emergency repairs to navigating complex insurance claims, they offer comprehensive support, including:
- Thorough inspections to identify all storm-related damage.
- Expert insurance guidance to ensure you maximize your coverage.
- Quick, reliable repairs to restore your roof’s integrity.
Act Now to Protect Your Home
The aftermath of a storm like the recent bomb cyclone is no time to wait. Deadlines for filing insurance claims are fast approaching, and delaying repairs can lead to bigger problems. Chase Construction NW is ready to help with free inspections, expert advice, and fast, reliable repairs.
Don’t let missed deadlines or unaddressed damage leave you vulnerable. Contact us or call (253) 544-3651 to schedule your free insurance claim evaluation today and protect your roof, your property, and your peace of mind.
